Central Payment Corporation proprietary processing systems offer a diverse range of capabilities, enabling us to effectively service all of our customer's needs in various forms and combinations.

Our current proprietary services include: Pointof- Sale Electronic Check Conversion, Electronic Payment Guarantee Services, Electronic Check Re-Presentment, Recurring Debit, Electronic Mail Order Checks, Electronic Telephone Order Checks, Lockbox Truncation, Electronic Re- Presentment Check Collection (RCK), Point-of- Sale Electronic Check Image Capture,and Web based Electronic Check Image Retrieval, Real Time Check Verification, Internet Checks, Electronic Bill Paying, and Wireless Point-of-Sale Electronic Check Conversion.

eSilver combines check verification services with Electronic Check Presentment via the Automated Clearing House. For a low per transaction fee, the merchant receives traditional check verification services, electronic deposit of daily transactions, and ACH recovery. Merchants are no longer required to manually deposit checks in their financial depository institution. This is the same as eGold but with no check guaranty.

eDebitPro (Recurring Debit) serves the needs of those firms that receive the same recurring payments from their customers every month. This program provides an automatic debit of monthly payment from the customer's account to the merchant's account. eDebitPro is a one-time process that is handled simply, with electronic efficiency. On a customer-specified day of the month, the funds are debited from the customer's account. Deposits are credited to the merchant's account by the 3rd day. Banks, insurance companies, credit unions, finance companies, auto dealerships, health spas, cable TV operators and any operation being paid in monthly installments or for a regular monthly service, save enormous accounting headaches and improve the consistency of their cash flow by using this convenient service.

eGold combines all the features of verification and electronic check processing with the guarantee of most verified checks.

Once the automated deposit process is performed, the merchant will be funded on all verified checks. If any submissions are rejected through the ACH, those items will automatically be processed without affecting the merchant's bank account. There are no manual requirements for the merchant to receive funding on returned items, other than submission of a copy of the signed customer authorization slip upon request. Once again a comprehensive statement will be provided to the merchant reflecting all check and deposit activity for that billing cycle. With eGold, the merchant not only saves on banking and accounting costs, but can significantly reduce losses from bad checks. A complete image capture of the check taken at the Point of Purchase is available. 24/7 Online SSL.

Transaction and Deposit Tracking is provided. To merchants for tracking deposits and funds availability.

eOnlinePro Companies that receive orders via the Internet, mail, or telephone will be provided with PC-based software that allows data from the customer to be processed electronically. eOnlinePro captures the data which is then uploaded to the Federal Reserve for depositing into the company's account. This product effectively allows companies to convert checks into "debit card" type transactions, without receiving the actual paper copy of the check. Standard fraud protection measures are utilized, including national verification service, duplicate check presentments, and other fraud-reduction scans.

eLock-BoxPro For those companies that receive a large volume of checks via the mail, our system combines complete image capture and 24/7 Transaction and Deposit Tracking, providing the most cost effective, powerful means of processing and collecting Lock-Box Accounts Receivables payments.